Difference between FOB and FCA

I wrote about when to use FOB and FCA. So I thought it would be good to add why it makes a difference.

I'll give you an example.

For FOB the seller is responsible for the loading of the cargo. Assuming that during the loading process the goods drop down unto the railing and are damaged. If the goods fall outside of the vessel, it's the responsibility of the supplier. If they fall into the vessel, it's the responsibility of the buyer (Hopefully the buyer has insurance).

For FCA the seller is NOT responsible for the loading of the cargo. When it comes to trucks and aircrafts the goods are handed over to the operator of the truck or the airport terminal who will load the goods. The only exception is if the place of receipt is at the sellers’ premises.